Most budgeting apps assume you get paid the same every two weeks. You don't. Waffle was designed for variable income from day one.
A real-time number that tells you exactly what you can spend today without wrecking your month. Updated as you go.
Your personal AI money coach. Ask anything — from "can I afford this?" to "where's my money going?" — and get real answers.
Just upload a statement or snap a receipt. Your data never leaves your device. We never see your bank credentials.
Waffle auto-categorizes your spending and shows you exactly where every dollar goes with beautiful visual breakdowns.
Set goals and watch them grow. Waffle suggests how much to save from each deposit based on your actual spending patterns.
Native iOS app plus a web version you can use from any device. Your data syncs seamlessly across all of them.
No complicated setup. Link your bank or just upload a statement, and start making smarter money moves.
Snap a photo of a receipt or upload a PDF bank statement. Waffle reads it instantly — no manual entry needed.
Waffle crunches the numbers and gives you a real-time safe-to-spend amount, category breakdowns, and savings suggestions.
Ask your AI coach anything about your spending. Get personalized tips, budget adjustments, and encouragement — no judgment.
Syrup isn't just another chatbot. It understands your spending patterns, knows your goals, and gives you guidance that actually makes sense for your situation.
Join the freelancers, creators, and gig workers who stopped guessing and started planning.
No credit card required · Bank sync optional · Free to start
